Credit Card Bankruptcy Law. Learn what you need to know if you're filing for bankruptcy. For many people, unmanageable credit card debt is a big factor in their decision to file for chapter 7 or chapter 13 bankruptcy. By filing a chapter 7 bankruptcy case, you can get rid of credit card debt state laws determine the legal steps a credit card company may take to collect a judgment debt. Leave us a google review+expand. Under federal bankruptcy law, credit obtained by fraudulent means can be deemed nondischargeable. In addition, most debtors can keep their property through state or federal bankruptcy exemptions. Corporate credit card and bankruptcy. There are two common types of corporate credit cards that people often have Credit card debt is dischargeable in bankruptcy, so creditors will have to make their claims through the bankruptcy court. Credit card lawsuit case law of note. Before you file, make sure you understand how chapter 7 and chapter 13 bankruptcy will treat your credit card debt. Use a corporate credit card? In some states, creditors are allowed to garnish. In most instances, it will be wiped out at the end of your. It's even easier for a credit card company to challenge the dischargeability of a debt if the creditor can claim, or presume fraud automatically.
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